V91 ICD-10-CM Code: Other injury due to accident to watercraft

V91 is the ICD-10-CM diagnosis code for other injury due to accident to watercraft. V91 sits in the ICD-10-CM chapter for external causes of morbidity (v00-y99), within the section covering water transport accidents (v90-v94).

Header codes like V91 cannot be reported on claims directly, they organize child codes that share clinical context but the actual diagnosis must be coded to the highest level of specificity supported by the documentation. Coders should look at V91's child codes and select the one that matches the patient's documented presentation, since payers reject header codes submitted as the primary diagnosis. For risk adjustment workflows, header codes never contribute to a Medicare Advantage member's RAF score on their own; only billable child codes that happen to map to a payment HCC affect risk-adjusted plan payments.