What is ICD-10 code F45.20?

F45.20 is the ICD-10-CM diagnosis code for Hypochondriacal disorder, unspecified. An excessive preoccupation with having or acquiring a serious illness despite minimal or no symptoms, where the specific type of health anxiety is not further specified. F45.20 is a billable code, meaning it can be reported on a claim as a primary or secondary diagnosis when supported by documentation. F45.20 is part of the FY2026 ICD-10-CM code set published by the CMS National Center for Health Statistics and used on Medicare, Medicaid, and commercial claims in the United States.

Yes. F45.20 is a billable ICD-10-CM code that can be reported on professional and institutional claims as a primary or secondary diagnosis when the provider documentation supports the specific condition described. Billable codes in ICD-10-CM are coded to the highest level of specificity available for the documented diagnosis. F45.20 is current for fiscal year 2026 and remains in the active CMS ICD-10-CM code set published by the National Center for Health Statistics.

What is the V28 vs V24 difference for F45.20?

F45.20 does not map to a payment HCC under either the CMS-HCC V28 risk adjustment model or the older V24 model. V28 reached 100% phase-in for payment year 2026, replacing V24 which was used during the PY2024–PY2025 transition. Because neither model rewards F45.20 with a risk adjustment factor, it contributes zero to a Medicare Advantage beneficiary's RAF score in either version. Coders should check whether provider documentation supports a more specific child code that does map to a payment HCC.

What should coders know when reporting F45.20?

Use this code only when the specific type of hypochondriacal disorder cannot be determined Review documentation to see if F45.21 or F45.22 would be more specific

F45.20: Hypochondriacal disorder, unspecified —

ICD-10-CM Code View

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Code lookupF45.20Effective periodFY2026 Apr Update (Apr 1-Sep 30)

FY 2026 Apr update / Mental, Behavioral and Neurodevelopmental disorders (F01-F99) / Anxiety, dissociative, stress-related, somatoform and other nonpsychotic mental disorders (F40-F48)

F45.20

Billable / SpecificICD-10-CMOfficial ICD-10-CMCodebook guidance

Hypochondriacal disorder, unspecified

An excessive preoccupation with having or acquiring a serious illness despite minimal or no symptoms, where the specific type of health anxiety is not further specified.

Buddy Insight

Hypochondriacal disorder (illness anxiety disorder) involves preoccupation with having or acquiring a serious illness despite minimal or absent somatic symptoms.

CMS-HCC V28

Not risk-adjusted for this model/period.

RAF 0

CMS-HCC V24

Not risk-adjusted for this model/period.

RAF 0

ACA/HHS

Not risk-adjusted for this model/period.

RAF 0

ESRD/PACE

Not risk-adjusted for this model/period.

RAF 0

RXHCC

Mapped

HCC 133

Personality Disorders, Anxiet...

RAF 0.0

Code Trumping

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Code Book Path

Official

F45Somatoform disorders

F45.2Hypochondriacal disorders

F45.20Hypochondriacal disorder, unspecified

Inclusion Terms

Official

ICD-10-CM does not list inclusion terms for F45.20 in this effective period.

Excludes 2

Official

delusional dysmorphophobia (F22)
fixed delusions about bodily functions or shape (F22)

Related Child Codes

Official

F45.21Hypochondriasis

F45.22Body dysmorphic disorder

F45.29Other hypochondriacal disorders

Includes

Official

ICD-10-CM does not list Includes notes for F45.20 in this effective period.

Excludes 1

Official

ICD-10-CM does not list Excludes 1 notes for F45.20 in this effective period.

Code First

Official

ICD-10-CM does not list Code First sequencing instructions for F45.20 in this effective period.

Use Additional

Official

ICD-10-CM does not list Use Additional Code instructions for F45.20 in this effective period.

Code Also

Official

ICD-10-CM does not list Code Also instructions for F45.20 in this effective period.

Buddy Documentation Tip

HCC Buddy guidance

Documentation of persistent preoccupation with having or developing a serious illness

Evidence that somatic symptoms are minimal or absent

Medical evaluation has not identified a serious medical condition to explain concerns

Preoccupation persists despite appropriate medical reassurance

MEAT Support

HCC Buddy guidance

Documentation of persistent preoccupation with having or developing a serious illness

Evidence that somatic symptoms are minimal or absent

Medical evaluation has not identified a serious medical condition to explain concerns

Preoccupation persists despite appropriate medical reassurance

Audit Caution

HCC Buddy guidance

Using unspecified F45.20 when documentation supports the more specific F45.21 (hypochondriasis)

Coding hypochondriacal disorder when the patient has legitimate medical concerns warranting investigation

Confusing illness anxiety with generalized anxiety disorder that may include some health worries

Not querying the provider for specificity when documentation seems to describe a particular type

Common Mistakes

HCC Buddy guidance

F45.21 (Hypochondriasis) — more specific code; use when classic hypochondriasis is documented

F45.0 (Somatization disorder) — involves actual somatic symptoms, not just illness worry

F41.1 (Generalized anxiety disorder) — anxiety is broader, not specifically focused on illness

F45.22 (Body dysmorphic disorder) — focuses on perceived physical defect, not illness

Last updated: FY2026 ICD-10-CM Apr update, Apr 1, 2026 through Sep 30, 2026. CMS-HCC V28 is 100% phased in for payment year 2026.

Is F45.20 an HCC code?

No. F45.20 is a billable ICD-10-CM code but does not map to any HCC category in V28, V24, ESRD, or RxHCC.

HCC Category Mapping

RxHCCHCC 133, Personality Disorders, Anxiety, and Other Specified Mental Disorders

0.000

RAF weights shown are the community, non-dual, aged base weights from the CMS risk adjustment model file. Actual per-patient RAF contribution depends on member segment, interactions, and the model year used by the payer. V28 is the CMS-HCC model phased in over payment years 2024–2026; V24 remains in use during the transition and for historical data.

MEAT Criteria for F45.20

For F45.20to count as a valid HCC diagnosis in a given encounter, the provider's documentation must show MEAT: Monitor, Evaluate, Assess, or Treat. A diagnosis from a prior year does not carry forward automatically, it has to be re-documented and supported each calendar year.

MMonitor: signs, symptoms, disease progression, or lab trending documented in the note
EEvaluate: test results, medication response, or physical findings reviewed by the provider
AAssess: explicit mention in the assessment or plan with acknowledgment of status
TTreat: medication, referral, procedure, therapy, or counseling tied to the diagnosis

Only one of M/E/A/T is required to support the code, but the documentation must be specific enough to show that the provider actually addressed F45.20 during that encounter, not just copy-forwarded from a problem list.

Coder workflow notes

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What This Code Means

F45.20 is the ICD-10-CM diagnosis code for hypochondriacal disorder, unspecified. An excessive preoccupation with having or acquiring a serious illness despite minimal or no symptoms, where the specific type of health anxiety is not further specified. F45.20 sits in the ICD-10-CM chapter for mental, behavioral and neurodevelopmental disorders (f01-f99), within the section covering anxiety, dissociative, stress-related, somatoform and other nonpsychotic mental disorders (f40-f48).

F45.20 is a billable ICD-10-CM code but does not map to a payment HCC under the CMS-HCC V28, V24, ESRD, or RxHCC risk adjustment models. It can be reported on Medicare Advantage encounter data submissions but it does not contribute to a beneficiary's RAF score and therefore does not affect risk-adjusted payments to the plan.

F45.20 maps to RxHCC 133 with a RAF weight of 0.000. No CMS-HCC mapping exists under V28, V24, or ESRD. The direct risk adjustment impact is minimal. The code primarily serves clinical documentation purposes for care management of high-utilizing patients.

HCC Buddy maintains structured V28 and V24 mapping, RAF weights, and MEAT documentation criteria for F45.20 sourced directly from the CMS-HCC risk adjustment model files and the CMS ICD-10-CM code set.

Coding Tips

•Use this code only when the specific type of hypochondriacal disorder cannot be determined
•Review documentation to see if F45.21 or F45.22 would be more specific

Clinical Significance

Hypochondriacal disorder (illness anxiety disorder) involves preoccupation with having or acquiring a serious illness despite minimal or absent somatic symptoms. Patients with this condition are frequent healthcare utilizers who undergo repeated unnecessary testing. Coding this condition is important for redirecting care toward appropriate psychological treatment.

Documentation Requirements

✓Documentation of persistent preoccupation with having or developing a serious illness
✓Evidence that somatic symptoms are minimal or absent
✓Medical evaluation has not identified a serious medical condition to explain concerns
✓Preoccupation persists despite appropriate medical reassurance
✓Duration of at least six months of illness preoccupation

Commonly Confused Codes

•F45.21 (Hypochondriasis): more specific code; use when classic hypochondriasis is documented
•F45.0 (Somatization disorder): involves actual somatic symptoms, not just illness worry
•F41.1 (Generalized anxiety disorder): anxiety is broader, not specifically focused on illness
•F45.22 (Body dysmorphic disorder): focuses on perceived physical defect, not illness
•F42.8 (Other obsessive-compulsive disorder): may involve health-related obsessions but in OCD context