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M87.046 ICD-10-CM Code: Idiopathic aseptic necrosis of unspecified finger(s)

M87.046 maps to CMS-HCC V28 92 (RAF 0.479). Documentation must support MEAT. MEAT criteria · RAF calculator · HCC coding software

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FY 2026 Apr update / Diseases of the musculoskeletal system and connective tissue (M00-M99) / Other osteopathies (M86-M90)

M87.046

Billable / SpecificICD-10-CMOfficial ICD-10-CMCodebook guidance

Idiopathic aseptic necrosis of unspecified finger(s)

Death of bone tissue in finger(s) without infection, occurring without a known cause, when the specific finger or side is not specified. This condition affects the fingers and can result in pain and functional impairment.

Buddy the Bee presenting code insight

Buddy Insight

Idiopathic aseptic necrosis of unspecified finger(s) represents bone death in digital bones when laterality is not documented, affecting finger function and potential collapse of affected bone.

CMS-HCC V28

HCC 92

RAF 0.479

CMS-HCC V24

HCC 39

RAF 0.401

ACA/HHS

HCC 55

Varies by metal level

ESRD/PACE

HCC 39

RAF 0.092

RXHCC

HCC 80

RAF 0.204

Code Book Path

Official
M87.0Idiopathic aseptic necrosis of bone
M87.04Idiopathic aseptic necrosis of hand and fingers
M87.046Idiopathic aseptic necrosis of unspecified finger(s)

Inclusion Terms

Official
  • Idiopathic aseptic necrosis of metacarpals and phalanges of hands

Excludes 2

Official

ICD-10-CM does not list Excludes 2 notes for M87.046 in this effective period.

Related Child Codes

Official
M87.041Idiopathic aseptic necrosis of right hand
M87.042Idiopathic aseptic necrosis of left hand
M87.043Idiopathic aseptic necrosis of unspecified hand
M87.044Idiopathic aseptic necrosis of right finger(s)
M87.045Idiopathic aseptic necrosis of left finger(s)

Includes

Official

ICD-10-CM does not list Includes notes for M87.046 in this effective period.

Excludes 1

Official

ICD-10-CM does not list Excludes 1 notes for M87.046 in this effective period.

Code First

Official

ICD-10-CM does not list Code First sequencing instructions for M87.046 in this effective period.

Use Additional

Official

ICD-10-CM does not list Use Additional Code instructions for M87.046 in this effective period.

Code Also

Official

ICD-10-CM does not list Code Also instructions for M87.046 in this effective period.

Buddy Documentation Tip

HCC Buddy guidance
Documentation of aseptic necrosis affecting finger bones
Confirmation of idiopathic etiology without identifiable cause
Imaging studies demonstrating bone necrosis in finger phalanges
Absence of laterality specification in medical documentation

MEAT Support

HCC Buddy guidance
Documentation of aseptic necrosis affecting finger bones
Confirmation of idiopathic etiology without identifiable cause
Imaging studies demonstrating bone necrosis in finger phalanges
Absence of laterality specification in medical documentation

Audit Caution

HCC Buddy guidance
Using unspecified code when laterality is documented elsewhere in record
Missing opportunities to code to higher specificity when side is mentioned
Confusing finger codes with hand codes when metacarpals involved
Failing to identify medication or trauma causes requiring different codes

Common Mistakes

HCC Buddy guidance
M87.044 — Right finger(s) when laterality is actually documented
M87.045 — Left finger(s) when side is specified in record
M87.146 — Drug-induced unspecified finger osteonecrosis
M87.246 — Trauma-related unspecified finger osteonecrosis

Current with CMS: FY2026 ICD-10-CM Apr 1 update (effective Apr 1 – Sep 30, 2026) · CMS-HCC V28, 100% phased in for payment year 2026. FY2027 code set already staged for October 1, 2026. How HCC Buddy stays current →

Is M87.046 an HCC code?

Yes. M87.046 (Idiopathic aseptic necrosis of unspecified finger(s)) maps to Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis under the CMS-HCC V28 risk adjustment model (and Bone/Joint/Muscle Infections/Necrosis under V24), with a community non-dual aged RAF of 0.479. It is billable for payment year 2026.

Coder answer: M87.046 is billable and maps to V28 HCC 92, Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis. Open it in the Code Book for the tabular path, RAF, and MEAT checklist.

Code
M87.046
Description
Idiopathic aseptic necrosis of unspecified finger(s)
HCC (V28)
HCC 92 — Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis
RAF
0.479
Billable
Yes
Payment year
2026

HCC Category Mapping

V28HCC 92, Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis
0.479
V24HCC 39, Bone/Joint/Muscle Infections/Necrosis
0.401
ESRDHCC 39, Bone/Joint/Muscle Infections/Necrosis
0.092
RxHCCHCC 80, Bone/Joint/Muscle Infections/Necrosis
0.204

Each model's RAF is its CMS base weight for that model's standard population, so weights are not directly comparable across models: CMS-HCC V28 and V24 use Community, Non-Dual, Aged; ESRD uses the dialysis continuing-enrollee model; RxHCC is the Part D continuing-enrollee, non-low-income, aged weight (a larger scale than CMS-HCC). ACA/HHS has no single weight — it varies by metal level. Actual per-patient RAF contribution depends on member segment, interactions, and the model year used by the payer. V28 is the CMS-HCC model phased in over payment years 2024–2026; V24 remains in use during the transition and for historical data.

Work M87.046 in the Code Book — tabular path, V28 RAF, and MEAT checklist →

MEAT Criteria for M87.046

For M87.046 to count as a valid HCC diagnosis in a given encounter, the provider's documentation must show MEAT: Monitor, Evaluate, Assess, or Treat. A diagnosis from a prior year does not carry forward automatically, it has to be re-documented and supported each calendar year.

  • MMonitor: signs, symptoms, disease progression, or lab trending documented in the note
  • EEvaluate: test results, medication response, or physical findings reviewed by the provider
  • AAssess: explicit mention in the assessment or plan with acknowledgment of status
  • TTreat: medication, referral, procedure, therapy, or counseling tied to the diagnosis

Only one of M/E/A/T is required to support the code, but the documentation must be specific enough to show that the provider actually addressed M87.046 during that encounter, not just copy-forwarded from a problem list.

Coder workflow notes

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What This Code Means

M87.046 is the ICD-10-CM diagnosis code for idiopathic aseptic necrosis of unspecified finger(s). Death of bone tissue in finger(s) without infection, occurring without a known cause, when the specific finger or side is not specified. This condition affects the fingers and can result in pain and functional impairment. M87.046 sits in the ICD-10-CM chapter for diseases of the musculoskeletal system and connective tissue (m00-m99), within the section covering other osteopathies (m86-m90).

Under the CMS-HCC V28 risk adjustment model, M87.046 maps to Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis (HCC 92) with a community, non-dual, aged base RAF weight of 0.479. Under the older CMS-HCC V24 model, M87.046 maps to Bone/Joint/Muscle Infections/Necrosis (HCC 39) with a community, non-dual, aged base RAF weight of 0.401. V28 is the CMS-HCC risk adjustment model that reached 100% phase-in for payment year 2026, replacing V24 which was used during the PY2024–PY2025 transition.

Use this code only when laterality cannot be determined from documentation. Because M87.046 maps to a payment HCC, the provider's documentation must satisfy MEAT criteria (Monitor, Evaluate, Assess, or Treat) for the encounter to count toward the patient's Medicare Advantage risk adjustment score. When documentation is ambiguous, coders should issue a provider query rather than assume the highest-specificity variant.

HCC Buddy maintains structured V28 and V24 mapping, RAF weights, and MEAT documentation criteria for M87.046 sourced directly from the CMS-HCC risk adjustment model files and the CMS ICD-10-CM code set.

Coding Tips

  • Use this code only when laterality cannot be determined from documentation
  • Query the provider if laterality information is available elsewhere in the medical record

Clinical Significance

Idiopathic aseptic necrosis of unspecified finger(s) represents bone death in digital bones when laterality is not documented, affecting finger function and potential collapse of affected bone. This condition affects the fingers and can result in pain and functional impairment requiring hand surgery evaluation and management.

Documentation Requirements

  • Documentation of aseptic necrosis affecting finger bones
  • Confirmation of idiopathic etiology without identifiable cause
  • Imaging studies demonstrating bone necrosis in finger phalanges
  • Absence of laterality specification in medical documentation
  • Exclusion of infectious causes through clinical assessment
  • Finger functional assessment including range of motion and grip contribution
  • Treatment plan documentation including therapeutic interventions
  • Pain management strategies and functional impact on hand activities

Commonly Confused Codes

  • M87.044: Right finger(s) when laterality is actually documented
  • M87.045: Left finger(s) when side is specified in record
  • M87.146: Drug-induced unspecified finger osteonecrosis
  • M87.246: Trauma-related unspecified finger osteonecrosis
  • M87.043: Unspecified hand when metacarpals rather than digits affected

Child Codes

Code Hierarchy

Because M87.046 maps to a payment HCC, the documentation must also satisfy MEAT criteria (Monitor, Evaluate, Assess, or Treat) for the encounter to count toward the patient's risk adjustment score.

M87.046 maps to CMS-HCC V28 category 92, Bone/Joint/Muscle/Severe Soft Tissue Infections/Necrosis. See the ICD-10 to HCC mapping hub for how the V28 crosswalk works. Because M87.046 carries a payment HCC, you can see what it adds to a RAF score and check the documentation the chart needs before it is submitted.

Work M87.046 in HCC Buddy

Open M87.046 in the Code Book for the full Index-to-Tabular path, MEAT checklist, and V28 HCC mapping, or in the Encoder to code from a keyword search. Pro includes 7 days to try everything, no card required.